Paralegal Advanced Competency Exam (PACE) Practice Exam

Disable ads (and more) with a membership for a one time $2.99 payment

Prepare for the Paralegal Advanced Competency Exam with confidence. Enhance your knowledge with a range of quizzes, multiple choice questions, and detailed explanations. Equip yourself with the skills necessary to excel in your paralegal career!

Start Multiple Choice Practice Test
Start Flash Cards

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

Who is considered a garnishee?

  1. The person who owes the debt

  2. The person who receives the debt payment

  3. The person who possesses the assets of the debtor

  4. The person who enforces the garnishment

The correct answer is: The person who possesses the assets of the debtor

A garnishee is defined as the party that possesses property or assets belonging to a debtor that are subject to garnishment. In legal terms, garnishment is a court-ordered process that allows a creditor to collect a debt by taking funds directly from a third party who has control over the debtor's assets. This third party—referred to as the garnishee—can include employers withholding wages or banks holding funds in a debtor’s account. This definition clarifies that the garnishee is not the debtor themselves, who owes the debt, or the creditor, who is attempting to collect it. It also distinguishes the garnishee from the enforcement agent, who merely carries out the garnishment procedure but does not hold the debtor's assets. Therefore, knowing the role of the garnishee is crucial in understanding how garnishment works in the collections process.

More Questions Like This